Kids & teen debit cards, compared on the facts
Fees from official CFPB filings and dated pricing snapshots, FDIC coverage verified by certificate, complaint counts from the CFPB database — and a change log when anything moves. See our methodology.
| Card | Ages | Monthly fee | FDIC | Complaints | Updated |
|---|---|---|---|---|---|
| Acorns Early | Kids 6–12 · Teens 13–17 | $5/mo (1 kid) or $10/mo (up to 4) | Verified | 0 | |
| Axos First Checking | Teens 13–17 | $0 (no monthly fee) | Verified | 0 | |
| Bluebird by American Express | Teens 13–17 · 18–25 | $0 monthly (usage fees per the CFPB agreement) | — | 0 | |
| Capital One MONEY | Kids 6–12 · Teens 13–17 | $0 (no monthly or maintenance fees) | Verified | 0 | |
| Cash App (13+) | Teens 13–17 · 18–25 | $0 (no monthly fee) | — | 69176 | |
| Chase First Banking | Kids 6–12 · Teens 13–17 | $0 with a parent Chase checking account | Verified | 0 | |
| Current | Teens 13–17 · 18–25 | $0 base plan (paid tiers available) | Verified | 2211 | |
| FamZoo | Kids 6–12 · Teens 13–17 | $5.99/mo pay-as-you-go (prepaid plans are cheaper) | Verified | 0 | |
| Greenlight | Kids 6–12 · Teens 13–17 | $5.99 (Core plan) | Verified | 44 | |
| Kachinga | Kids 6–12 · Teens 13–17 | $3/mo per child (annual plan discount) | Verified | 0 | |
| Step | Teens 13–17 · 18–25 | $0 (no monthly fee) | Verified | 0 | |
| Varo | 18–25 | $0 (no monthly fee) | Verified | 0 |