Kachinga: fees, parental controls & FDIC status

CFPB agreement on file Kids (6–12) Teens (13–17) Last updated:

Kachinga is a chores-and-allowance prepaid card for kids and teens, issued through Sunrise Banks, N.A. with an active CFPB prepaid agreement on file.

Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.

Fees

monthly
$3/mo per child (annual plan discount)

FDIC coverage, verified

Partner bank
Sunrise Banks, N.A.
FDIC certificate
18561
Insurance status
Active

Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.

Change log

Detected from official filings and pricing pages — most recent first.

  1. New fee agreement filed with the CFPB — agreement 5453 effective 2020-01-01

CFPB complaints

0 complaints on record at the CFPB for Kachinga, by product:

Frequently asked questions

Is Kachinga FDIC insured?

Kachinga cards are issued by Sunrise Banks, N.A., FDIC certificate 18561 — an active FDIC member, verified against the BankFind registry.

How much does Kachinga cost?

Kachinga bills per child, around $3 per month with an annual discount; the official fee schedule is filed in its CFPB prepaid account agreement (product 104088).

Sources

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