Axos First Checking: fees, parental controls & FDIC status

Official pricing snapshot Teens (13–17) Last updated:

Axos First Checking is a no-monthly-fee teen checking account (ages 13-17) opened jointly with a parent, held directly at Axos Bank — a digital bank with its own FDIC charter rather than a fintech on a partner bank.

Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.

Fees

monthly
$0 (no monthly fee)

FDIC coverage, verified

Partner bank
Axos Bank
FDIC certificate
35546
Insurance status
Active

Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.

Change log

Detected from official filings and pricing pages — most recent first.

  1. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  2. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  3. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  4. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  5. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  6. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  7. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)
  8. Official pricing page changed — pricing page content changed (https://www.axosbank.com/Personal/Checking/First-Checking)

CFPB complaints

0 complaints on record at the CFPB for Axos First Checking, by product:

Frequently asked questions

Is Axos First Checking FDIC insured?

Yes — deposits are held directly at Axos Bank, FDIC certificate 35546, an active FDIC member verified against the BankFind registry.

What ages can use Axos First Checking?

It is designed for teens 13-17 as a joint account with a parent or guardian, with teen-sized ATM and debit limits.

Sources

Compare this card with the others in the card directory.