Chase First Banking: fees, parental controls & FDIC status

Official pricing snapshot Kids (6–12) Teens (13–17) Last updated:

Chase First Banking is a no-fee kids checking account (ages 6-17) managed from the parent's Chase app; it requires the parent to have a qualifying Chase checking account, and deposits sit directly at JPMorgan Chase Bank, N.A.

Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.

Fees

monthly
$0 with a parent Chase checking account

FDIC coverage, verified

Partner bank
JPMorgan Chase Bank, N.A.
FDIC certificate
628
Insurance status
Active

Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.

CFPB complaints

0 complaints on record at the CFPB for Chase First Banking, by product:

Frequently asked questions

Is Chase First Banking FDIC insured?

Yes — the account is held directly at JPMorgan Chase Bank, N.A., FDIC certificate 628, an active FDIC member verified against the BankFind registry. No intermediary fintech holds the funds.

Does Chase First Banking require a parent account?

Yes. A parent or guardian must have a qualifying Chase checking account; the child account itself has no monthly service fee.

Sources

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