FamZoo: fees, parental controls & FDIC status

CFPB agreement on file Kids (6–12) Teens (13–17) Last updated:

FamZoo is a prepaid family card system built around a virtual family bank; cards are issued under a program held at SouthState Bank, N.A. and its fee schedule is filed in an active CFPB prepaid agreement.

Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.

Fees

monthly
$5.99/mo pay-as-you-go (prepaid plans are cheaper)

FDIC coverage, verified

Partner bank
SouthState Bank, N.A.
FDIC certificate
33555
Insurance status
Active

Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.

Change log

Detected from official filings and pricing pages — most recent first.

  1. New fee agreement filed with the CFPB — agreement 10414 effective 2021-06-04

CFPB complaints

0 complaints on record at the CFPB for FamZoo, Inc, by product:

Frequently asked questions

Is FamZoo FDIC insured?

FamZoo cards operate under a prepaid program at SouthState Bank, N.A., FDIC certificate 33555 — an active FDIC member, verified against the BankFind registry.

How much does FamZoo cost?

Pay-as-you-go pricing is $5.99 per month per family, with cheaper prepaid plans; the official fee schedule is filed in FamZoo's CFPB prepaid account agreement (product 213632).