FamZoo: fees, parental controls & FDIC status
FamZoo is a prepaid family card system built around a virtual family bank; cards are issued under a program held at SouthState Bank, N.A. and its fee schedule is filed in an active CFPB prepaid agreement.
Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.
Fees
- monthly
- $5.99/mo pay-as-you-go (prepaid plans are cheaper)
FDIC coverage, verified
Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.
Change log
Detected from official filings and pricing pages — most recent first.
- New fee agreement filed with the CFPB — agreement 10414 effective 2021-06-04
CFPB complaints
0 complaints on record at the CFPB for FamZoo, Inc, by product:
Frequently asked questions
Is FamZoo FDIC insured?
FamZoo cards operate under a prepaid program at SouthState Bank, N.A., FDIC certificate 33555 — an active FDIC member, verified against the BankFind registry.
How much does FamZoo cost?
Pay-as-you-go pricing is $5.99 per month per family, with cheaper prepaid plans; the official fee schedule is filed in FamZoo's CFPB prepaid account agreement (product 213632).
Sources
- CFPB agreement (effective 2021-06-04)
- CFPB Prepaid Product Agreements Database
- FDIC BankFind
- Official pricing page (snapshot 2026-07-04)
Compare this card with the others in the card directory.