Step: fees, parental controls & FDIC status

Official pricing snapshot Teens (13–17) Young adults (18–25) Last updated:

Step is a no-fee banking app for teens (acquired by Beast Industries in February 2026), with a secured card that builds credit history before 18.

Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.

Fees

monthly
$0 (no monthly fee)

FDIC coverage, verified

Partner bank
Evolve Bank & Trust
FDIC certificate
1299
Insurance status
Active

Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.

Change log

Detected from official filings and pricing pages — most recent first.

  1. Official pricing page changed — pricing page content changed (https://step.com)

CFPB complaints

0 complaints on record at the CFPB for Step Mobile, Inc, by product:

Sources

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