Step: fees, parental controls & FDIC status
Official pricing snapshot Teens (13–17) Young adults (18–25) Last updated:
Step is a no-fee banking app for teens (acquired by Beast Industries in February 2026), with a secured card that builds credit history before 18.
Every figure on this page is sourced to an official document — see how in our methodology. Research information only, not financial advice.
Fees
- monthly
- $0 (no monthly fee)
FDIC coverage, verified
Partner bank
—
FDIC certificate
—
Insurance status
Unknown
Checked against the FDIC BankFind registry by certificate number — not the app's marketing copy.
CFPB complaints
0 complaints on record at the CFPB for Step Mobile, Inc, by product:
Sources
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