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Financial literacy for kids is best taught by doing — earning, saving, spending and giving with real money. Here's an age-by-age guide and the tools that help.
The best way to teach kids about money is to let them use it — earn, save, spend and give with real dollars. Here are the conversations and tools that make it work.
A kids bank account can mean savings, checking or a debit card — three different jobs. Here's how each works, when to open one, and the best options by age.
A kids savings account grows money over time — distinct from a spending card. Here's how savings, custodial and the new Trump Accounts compare, and how to choose.
A prepaid card for kids is loaded with a set amount and spent down — no bank account needed. Here's how prepaid differs from a [kids debit card](/banks-that-offer-kids-debit-cards), and which to pick.
A teen checking account is a bank account for 13-17 year-olds, opened with a parent, with a debit card and oversight. Here's how they work and which to pick.
A teen debit card is a parent-linked card for 13-17 year-olds with spending controls and no overdraft. Here's how they work, what to look for, and the top picks.
Yes — a teenager can have a debit card, usually from 13 (some from age 6) on a parent-linked account. Here's how the rules work and which cards fit each age.
How to get a debit card for your child: pick a card that fits their age, open a parent-linked account, verify identity, fund it, and set controls. The full walkthrough.
When to open a bank account for your child depends on the goal: a savings account can start at birth, a debit-linked account around 6-8, a teen account at 13.